Complete Steps to Buying a Home in Houston

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[30–45]Days from contract to close

[$###K]Median Houston home price

[3–5%]Typical down payment range

Step 1: Get Pre-Approved

Two years of W-2s or tax returns
Recent pay stubs and bank statements
A photo ID and your Social Security number
Details on any other debts or assets

	Pre-Qualified	Pre-Approved
What it is	A quick estimate	A lender has reviewed your documents
Credit check	Usually soft or none	Full credit review
Seller confidence	Low	High

Key takeaway Get pre-approved before you tour homes. It sets your real budget and shows sellers you’re ready to move.

Step 2: Choose Your Agent

“The right agent doesn’t just find you a house. They protect you through every step of the deal.”— Jacob Shireman, REALTOR®

Step 3: Start Your Search

A tree-lined Houston street of craftsman bungalows — Historic bungalows in the Heights, one of Houston’s most-searched neighborhoods.

Must-haves vs. nice-to-haves

Must-havesBedrooms · commute · budget · lot size

Nice-to-havesPool · game room · updated kitchen

Free DownloadGet the Complete Houston Buyer’s GuideEvery step in this article, plus checklists and local tips, in one free guide.Download the Guide

Step 4: Make an Offer

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Decide on price and terms. Integer posuere erat a ante venenatis dapibus.
Submit with your pre-approval letter. Donec ullamcorper nulla non metus auctor fringilla.

Step 5: Option Period & Inspection

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Step 6: Appraisal & Closing

Final walkthrough scheduled
Homeowner’s insurance in place
Closing funds wired (verify by phone)
Bring a photo ID to closing

Frequently Asked Questions

How long does it take to buy a home in Houston?

How much do I need for a down payment?

Do I need a home inspection?

About the AuthorJacob Shireman, REALTOR®Houston-area agent helping buyers and sellers make confident moves. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer posuere erat a ante venenMore about Jacob →